Amazing and interesting Cricket Facts

I found some amazing and interesting things happend in cricket, just wanted to share with ya all!

No one has completed an innings at the score of 228!

South Africans were the first to introduce TV run outs!

Graham Yallop, in 1978 was the first man to wear a helmet!

Wasim Akram is the first (an only?) man to perform a hat-trick in both one days and tests!

England and Australia played the first ever one day international at Melbourne in 1971!

Sachin Tendulkar was the first victim of the third umpire. In the Test match!

Hollywood actor Russell Crowe is Martin Crowe's cousin!

Vikram Solanki is the first ever SuperSub player in ODIs.

Sourav Ganguly is the only cricketer to have won four successive Man of the Match awards in One-day Internationals.

The first Twenty20 international was between Australia and New Zealand in 2005.

The Test match between England and South Africa at Durban in 1939 was finally abandoned as a draw on the tenth day because England players had to catch their ship home.

did you know there are "10 ways" a batsman can get out?

here we go:

There are 10 ways a batsman can be declared "out" in cricket:
1. Caught
2. Bowled
3. Leg Before Wicket
4. Hit Wicket
5. Timed Out
6. Handling the ball
7. Obstructing the field
8. Hit the ball twice
9. Run Out
10. Stumped

how many of u did know that?

Multi Bagger: Hindalco Industries

Aluminium capacity to boost revenues
Hindalco is on a massive expansion plan in its aluminium business with capacities increasing 3x over the next 3-4 years. The company has announced expansion projects, both greenfield and brownfield increasing its aluminium capacity to 1.5 million tons. Most of the large projects are likely to go on stream only after FY09. These expansions provide high growth visibility over the longer run. Further, with captive access to coal reserves, Hindalco's cost competitiveness is expected to improve further. We expect aluminium prices to stay around the current levels of $ 2,300-2,600 in the near term.


Novelis acquisition leads to forward integration of aluminium division
Acquisition of Novelis gives Hindalco an instant access to world class technology for rolled products. Novelis follows a pure conversion model and operates in a segment that demands stringent customer qualification standards along with high capital outlay and longer lead time. With Novelis, Hindalco would have access to regular cash flows because Novelis business model is pass through business i.e. its sales realizations are not affected by volatility in LME prices. This acquisition would give Hindalco regularity in its cash flows.

Copper business to generate a steady cash flows
Hindalco's Birla copper unit at Dahej is the world's largest single location custom copper smelter with smelting capacity at 0.5mn tons. The plant is backed by captive power plants, oxygen plants as also by product facilities for fertilisers and precious metals. Though Tc/Rc margins are subdued currently, going forward we expect the company will be in a position to charge higher margins from the current levels.

Valuation and recommendation:
We have valued Hindalco based on EV/EBITDA multiple on aluminium and copper business as also for Novelis. The stock is trading at a discount to its peers, i.e. NALCO and MALCO. We expect the stock to consolidate in the near term, and may gain as its capacities start production. On a sum of parts valuation method, we recommend a BUY with a target of Rs 220.

Company Background:
Hindalco Industries, a flagship company of the Aditya Birla Group is the largest aluminium producer in India, with a market share of 45% and is the only player that converts 67% of metal production into value-added products including high-end products like aluminium foils and packaging material. Copper smelting capacity of 500ktpa is the largest in Asia.


source...poweryourtrade.

How the Budget affects the Sensex

It's back to square one for the Indian markets. After the bloodbath they witnessed in January this year, the scenario changed for the better for the first two trading days in February when the markets recovered from the huge fall. However, the markets have once again turned bearish following a steep fall in global stock markets.

In January, the Sensex and Nifty crashed as investors panicked following weak global cues amid fears of the US recession. The index shed 1408 points (7.1 per cent) to close at 17,605.40 on January 21, the biggest-ever loss in absolute terms and also the first-ever four-digit loss for the index at close.

With the Budget around the corner, how will the days ahead be? Last year, the Sensex saw the biggest fall on Budget day in five years. How will the markets behave this year?

Will the Budget have a positive effect on the Sensex?

Sensex in Feb 2007

On Feb 28, 2007 the Budget failed to cheer investors on a choppy day. The Sensex shed 541 points to wind up the day at 12,938. It was the biggest fall since the May 18, 2006, and it was the lowest close since December 12, 2006.

The announcement of indirect tax and increase in excise duty on cement prices followed by the extension of minimum alternate tax (MAT) for the IT sector dampened market sentiment.

Outlook for the day - 06.02.08

Sensex will open with a gap down in sympathy with the world markets. Lower levels will attract bargain hunting and short covering. As FII’s are expected to pump in huge amounts, this opportunity will not be missed by them. Also, investors who received back the Reliance Power IPO money are just waiting to find an opportunity to invest. Selling is not advisable as Market will bounce from lower levels. Buying is recommended just above the lower levels of index suggested by me(18192) or when the Sensex go above 18538. Strong Support exists at 18174-18192 range and nominal support at 18413. Investors are advised to attempt bottom fishing, as US Market itself will bounce on Wednesday as it seems oversold too. One may concentrate on momentum stocks which showed tremendous strength yesterday like, RNRL, JP Hydro, Indus Banks, NTPC, GMR Infra, IFCI and many more. Various other short term tips are given below:

Expected open (First 5 minutes) 18290-18330

Recommended BUY (at lower levels today): (In order of Priority – Best Buy on Top)

IFCI : 66.40 Target 85-95 by end Feb. SL 59 on a closing basis. Good chances of IFCI meeting the February target in a single session even.

Unitech: CMP 412.20 – Target 445-450 in two weeks, SL 390 on a closing basis

RCom : CMP 677.15 – Target 790 by end Feb, SL 649

ICICI Bank: CMP 1191 –Target 1360-1400 by end Feb, SL 1172 on a closing basis.

ACC : CMP: 768.70 – Revised Target 850-860 in two weeks. SL 749 on closing basis

ONGC: CMP :1075 –Target 1184 by end Feb. SL 1035 on a closing basis

Silverline : CMP: 59.20 – Target 92 by end April . SL 48

Chennai Petro: CMP 324.50–Target by end Feb.385 SL 309 on a closing basis

Shiva Cement: CMP 13.82 – Target 18 by end Feb. SL 12.95

DCB: CMP 115.65 – Target 155-160 by end Feb. SL 108

Your Health and the Wine Buddy System

I recently came across a slew of great research on the Wine Spectator website indicating the positive effects of wine, especially red wine, on reducing health risks. The idea I want to share with you is an easy way to start a practice of drinking one glass of wine a day without wasting the rest of your bottle of wine.

Its called the Buddy System.

The way I get my one glass a day is to plan my meals ahead and use a meal 'buddy system.' Basically, I choose two or three meals that pair well with the same bottle in on my wine rack and serve them for dinner back to back!

A great way to brainstorm ideas for meals is by using a wine and food pairing website, like the one at Canadian Sommelier Natalie MacLean's website, but there are a few wine and food matching websites out there, so use your favorite.

For instance, a bottle of Pinot Noir can match with:

Grilled Portobello Mushrooms

Grilled Vegetables

Hamburgers

Meatloaf

Pot Roast

Pork With Hoisin & Honey Sauce

Lasagna

Risotto With Mushrooms

Grilled Salmon

Grilled Tuna

Bean-Based Dishes

I’m single, so I choose three meals in a row that match with a wine. For that fourth glass of wine in every bottle, I can use it as the wine in a wine sauce for one of the dishes, as an ingredient in a red wine vinaigrette salad dressing (make leftover wine into red wine vinegar by adding one part wine to three parts white vinegar), or invite a friend or neighbor over for dinner or a glass of wine on the porch one night a week.

Cooking for two is even easier, just plan your wine friendly meals back to back and save the wine bottle overnight in the refrigerator. When you and a friend or loved one share a glass of wine each night, you'll be using your wine wisely and possibly improving your health!

The Wine Industry Uncorked!

By the process of osmosis, you’re not instantly an expert because you live in Northern California when it comes to distinguishing the good, bad and the ugly when it comes to wines. Most can’t even tell the difference between a bottle of “Two Buck Chuck”(Charles Shaw Wine Sold at Trader Joes) and “KJ” (Kendall Jackson). While the bottles look alike, they’re different in many ways. This article is intended to give the basic wine consumer a little peek into the world of wine.

MAGNETS

Labels have a lot to do with the success of a bottle of wine. A good picture, graphic and of course a distinguishing or catchy name really impacts the popularity of a vineyard. Could a name like “Opus One” attached with hefty price tag be a bad bottle of wine?

If you’re into Zinfandel wines, you can’t help but to lured to the near naked body on the label of “Sin Zin”.One can’t help but to hope that there’s something in the wine that makes one lose all of the inhibitions. Perhaps best uncorked on a Saturday Night!

The large winemakers have the big bucks to make their way to the shelves of your nearby Safeway, Albertson’s or Raley’s. As we pass by and see the bottles of “KJ” (Kendall Jackson), Robert Mondavi, Clos DuBois marked down to 25% off their typical retail price, we can’t help but to take a gamble that it’s a good wine and if it’s priced right. It’s a $25 bottle of wine marked down to $9.99 and you have a dinner party that evening! We also tend to buy the label that we recognize if it’s priced right at the grocery story.

The major wineries market their products the same way McDonalds’s fast food restaurant chains once did. In my opinion, McDonald’s used the get them hooked while they’re young strategy. No, I’m not saying the wine industry is marketing wine to minors, just the over 21 year olds purchasing wine for the first time. They’re hoping that once you’ve tasted their wine, you’ll be back for more and purchase their more expensive bottles.

Notably there are some of us that gained our knowledge of wines from family, classes, articles, and internet or by speaking with wine experts.

PEELING BACK THE GRAPE

In order to get an understanding of wine, let’s peel back the grape and see what’s inside of making wine. First let’s look at some of the economic factors that go into the cost of a bottle of wine:

Vineyard preparation for growing

Property Tax for the Acreage

Growing Costs

Crop Insurance to protect against insects, weather, crop damage,etc.

Name recognition and demand for product (Supply/Demand)

How much wine is produced and the potential profit from the lot sold

Does the wine have a history of selling or being a hot commodity?

If there’s a distributor involved, what’s their cut?

Barrel (Quality, What’s been done to it, Type of Wood, Age, Used)

How much manpower was utilized when picking the fruit

How long the wine was stored and the climate it was stored in.

The equipment used to harvest and produce the wine

Quality of cork

Quality of bottle

Taxes involved based on alcohol level

Insurance needed if it’s sold at a retail outlet (Wineries are sometimes required to have over a $1M in liability insurance, just in case)

Shipping and delivery costs

Potential costs involving retail displays

Monies used to pay stores to actually put the wine on their shelves.

Advertisement and Marketing Expenses

The list goes on…

Now when you factor in the costs of growing the fruit and storage after it’s been bottled and you’ll realize that you’re getting a heck of a deal when you’re purchasing a bottle of wine for $2!

Diamond

Asia’s oldest publication on precious trade – Diamond World is an international magazine for diamonds and diamond-studded jewellery sector.

Established in Nov. 1973,-International Journal House are the publishers of Diamond World. The bi-monthly magazine is favorable read in more than 25countries of the world. To facilitate Gujarati speaking diamond manufactures, trades, artisans, ‘Angadias’-Diamond World is also published in Gujarati language.

It’s readership comprises diamond manufacturers, traders, dealers, importers, exporters, cutters, polishers, jewellers, jewellery designers, geologists, miners, students etc.

The magazine provides latest information about the diamonds & watches. Market trades, Eximport data, Official policies and Formulations, technological advancements, fairs-festivals-exhibitions across the world and much more are elaborately included in Diamond World.

Printed wholly on art paper - Diamond World is globally recognized as an effective media for publicity as it gives value for money.

When you buy something as significant and timeless as a diamond, for any occasion, it makes sense that you would like to know the history of that valuable memento.
In the late 1990’s, the world became aware of the existence of “conflict diamonds,” jewels that have been used to fund insurgent or invading army’s war efforts.
You slip the ring on your finger, or hold the earring up to your ear, and you can’t believe the flashes of light shimmering off that diamond. “It’s stunning,” you think to yourself, “and I don’t ever want to take it off.”
A diamond is a treasure that should last a lifetime, and with the right

Dear Diary... {Sensex, the story so far...}

If you've been following some Indian business news, this one's for you... but do read it till the end!!! This is awesome!!!

------------------------------------------------------------------------

May 2nd, 2003
Dear Diary,
I have just returned from the office after a long and exhausting day. I had to sit through several senseless marketing meetings and one sales forecasting workshop. Honestly, I am getting a little sick of this company. I would have quit it long ago if it were not for the fact that the salary is good, the canteen is awesome and I know the combination to the petty cash safe.

Mr Ramanathan next door made Rs 100,000 rupees on the stock market yesterday. He bought his wife a new saree and a new fridge. My wife seems to know. She has not spoken to me all evening.

August 21st, 2003
Dear Diary,
Ramanathan just bought a new car. Apparently he had invested in Infosys. The wife is now spending all day in Ramanathan's house. This is bothering me. The least she can do is tell Mrs. Ramanathan (Miss Versova 1978) to spend equal time in our house.
Maybe I will also do some stock market. Or something.

March 3rd, 2004
Dear Diary,
I made Rs 600 profit in one day itself! And I don't even know what I did! I sold some shares of Reliance. Or maybe I bought it. I have no idea. But I made 600 rupees! Yahoo! I am taking out the family for a movie tonight.

p.s. Saw Mr Ramanathan standing outside the Oberoi while driving back home. The wife was not impressed. I need to beat that man. I will put another Rs 10,000 in the market tomorrow. I will buy something. Or maybe sell it. I don't know. I will do something. Reliance maybe.

December 21st, 2004
Dear Diary,
I have not traded in six months. I have no idea what I am doing. So far I have made an overall profit of three rupees in the market. Also I have a few Reliance shares which I bought in July.

Should I trade? I don't know. I know nothing about the market.

Ramanathan bought a new car. Accord. Bastard.

June 21st, 2005
DEAR DIARY!!!
I love the Ambanis! I love you! I love the Market! I made Rs 100,000 in profit today! I am rich! Now I will show my wife what I can do. I will go online and buy her a surprise gift. Maybe a cool new ipod. Or even a cellphone!

Woohoo! I am going to trade all day. Tomorrow I am also going to get cable at home with CNBC! Everyone who does stocks watches CNBC!

p.s. I was almost going to buy an ipod when suddenly I decided to buy 1000 Cipla. Wife has not been informed.

August 20th, 2005
Dear Diary,
There was a big problem in the office today. The complete petty cash vanished without a trace. Nobody knows what happened. (Hee hee.) We immediately had an inquiry team setup. I will be leading the team.

Bought 1000 Cipla. And a little bit of Reliance. My new Demat account is working awesome on my new computer and broadband connection at home.

September 8th, 2005
Dear Diary,
The Sensex crossed 8000! The market is booming! Everyone on CNBC is talking about the India story! Growth of more than 8% in GDP! What an awesome time to be in India.

p.s. I lost Rs 300,000 today. Petty cash might get stolen again next month.

January 1st, 2006
Dear Diary,
Today I made the smartest investment move ever. I withdrew full amount on my credit card and put it into my Demat account. I have a feeling that the market is going to boom today! I will pay my credit card bill in one or two days at the latest.

I saw CNBC all day today and read Economic Times cover to cover.

March 3rd, 2006
Dear Diary,
The people from the credit card company met me today. We had a conversation involving my mother. I am very upset. I will never again invest in "Uday Shankar Transport and Software Company Pvt. Ltd."

IT is supposed to be booming, no?

I may have some problems with finances. But thankfully I have been doing a lot of overtime in the office and should be able to sell all the equipment from the Server Room next week.

March 11th, 2006
Dear Diary,
Our company is being closed for police investigations. Someone stole everything from the server room.

I will be paying off my credit card bill today.

p.s. I was being such an idiot. Why would I want to waste that cash on bills when Udayan Mukherjee said that the market is buoyant and that positive signals are coming from western markets on the back of good numbers in the US markets? I can easily pay off the bills next week.

March 14th, 2006
Dear Diary,
No power today. I used the BEST bill money to buy Reliance. The wife is upset. She does not understand that the positive signals from the US housing market means that the Sensex is going to boom soon.

March 15th, 2006
Dear Diary,
Telephone got cut today. Wife has gone to native place with the children. I was very upset before I realised that I can use the savings from groceries, food and fees to buy into three new IPOs.

p.s. Warren Buffet wallpaper on desktop for inspiration.

May 22, 2006,
Dear Diary,
Market crashed 1100 points. Oh shit.

On the bright side I have discovered how much more efficient it is to buy fruits and vegetables every day instead of depending on the fridge. I don't think I need that any more.

June 2, 2006,
Dear Diary,
Wife and children came back today. And left immediately when they realised that I had sacrificed, in my fervour for participation in the capital markets, our furniture and kitchen appliances. She has moved to Mr. Ramanathan's place.

I think I will stay off the market for a while till things improve.

p.s. L&T is rocking. Sigh.

September 26th, 2007
Dear Diary,
Mr. Ambani is worth 50 billion rupees. I know that if I got one more chance at the markets I would make a few millions myself.

Wife and children are back home. Things are going fine.

Maybe if I buy just a little ICICI. Just a little. Promise.

November 11th, 2007
Dear Diary,
I've been thinking a lot of how much my wife loves me these last few days. Does she even remember the romance we used to share? The evenings we spent holding hands in that caf�? That diamond ring I gave her at our engagement?

I hope not.

January 21st, 2008
Dear Diary,

Sub-prime something. Oh shit.

ypical Novice Mentality Of A Investor In Stock Mkt - Well Explained - taratele

what do u say guys?

ipo information

Wockhardt Hospitals IPO :

• Wockhardt Hospitals IPO was supposed to close today.
• it has extended the date of the issue by two days, now it will close on 7 feb.

Tulsi Extrusions Limited IPO :

• Tulsi Extrusions Limited IPO closes today.
• Subscription will be average in the retail category, Around 2 to 3 times.
• Subscription will be reasonable in the HNI & QIB category.

IRB Infrastructure Developers Limited IPO :

• IRB Infrastructure Developers Limited IPO closes today.
• It can subscribe 3 to 5 times in the retail category.
• Subscription will be good in the HNI & QIB category.

Gss America Infotech Ltd IPO :

• Gss America Infotech Ltd IPO opens 11 feb and closes on 15 feb.
• Price band - Rs 400/- to Rs 440/- Per Equity Share.

Reliance Power Allotment :

• Reliance Power listing date - 11 Feb.

How to buy a stock index future

For all the hype and publicity that attended the launch of trading in equity derivatives on the two premier bourses in the country - the and the National Stock Exchange - the nitty-gritty of this rather arcane concept is simplicity itself. Provided one is familiar with the system.

Here is how the derivatives trading works in practice:

Step 1 In this example, the BSE's 30-stock index, the Sensex, is the underlying asset.

Step 2 You feel that the Sensex will close at 5000 on the last Thursday of July (all the contracts whether for one month, two month or three month expire on the last Thursday of the month) for the one month contract. Then, you have to choose the minimum quantity of transaction akin to market lot in the spot market. In the case of the Sensex, it is fixed at 50 times the index. In other words, you are required to buy a minimum of 50 contracts of Sensex futures.

Step 3 At this stage, you have to calculate what is called the Tick size which is nothing but the minimum movement of the Sensex futures. This is taken at 0.1 percent which is equivalent to Rs.5. That is to say, the price of each contract is Rs.5.

Step 4 You decide to buy 50 July contracts of Sensex futures. With the Sensex futures for July pegged at 5000, your contract value is Rs.12.5 lakh (5000 x 50 (contracts) x Rs.5)

Step 5 You are not required to pay the entire money now as all that is needed from you is the initial margin which is fixed at 5 percent. i.e., Rs.62, 500 on the total value of the contract of Rs. 12.5 lakh.

Step 6 On the next trading day, if the Sensex rises to 5200, your July futures contract will have gained 200 points and you will have made a profit of Rs.50, 000 (200 x 50 x 5) which the seller will pay you. On the other hand, if the Sensex falls by a similar margin, you are obliged to pay the seller a similar sum.

Step 7 This kind of transaction can be undertaken on a daily basis till the July contract expires. Alternatively, you can carry on in this fashion till the final settlement is done.

Step 8 When the final settlement falls due, one fact must be borne in mind. On this day, the actual Sensex is related to the Sensex futures of the preceding day, which is the last Thursday of July. Even if the actual Sensex is at 5400 while the Sensex futures is fixed at 5200, you stand to gain Rs.50, 000 (200 x 50 x 5), this being the sum payable by the seller.

Happy Trading!

Mkts open with a gap up: Nifty above 5400

The markets opened in green with a gap up after ending higher on the Friday which was the first day of the new series. The cues from global peers were strong as most of the Asia was trading higher. Wall Street also ended in green with moderate gains on Friday; Dow was up 92 points. The broader markets also trading firm giving markets positive breadth. Sensex was up nearly 450 points and Nifty was up nearly 150 points.

Among the major gainers were Rel Communication, , Reliance, ABB, Siemens, BPCL, Infosys, Sterlite, ONGC, Idea Cellular, ICICI Bank, Tata Power, Tata Motors, Rel Energy, ITC.

Real Estate stocks like Parsvnath, Unitech along with bank stocks like Uco Bank opened strong.

The Indian Rupee was at Rs 39.33-39.35 per dollar versus Rs 39.35 Friday.

At 10:00 am, Sensex was at 18,697 up 455 points and Nifty was up 140 points at 5457.

Asian markets were trading higher. Hong Kong's Hang Seng rose 3.71%, Japan's Nikkei gained 2.48%, Singapore's Straits Times shot up 2.40% and South Korea's Seoul Composite was up 3.47%.

Market cues:

* Global markets stable; US mkts gained on Friday, Asia trading in green
* FIIs net sell USD 841.2 million in equity on Jan 31
* NSE F&O Open Int up by Rs 2,601 crore at Rs 63,244 crore

F&O cues:

* Futures Open Interest up by Rs 1,888 crore, Options Open Interest up by Rs 713 crore
* Nifty Futures shed 6 lakh shares in OI; at 4-pt premium Vs 54-pt discount
* Nifty Open Interest Put-Call ratio at 1 Vs 0.81
* Nifty Puts add 13 lakh shares in Open Interest
* Nifty Calls shed 1.7 lakh shares in Open Interest
* Nifty 6050 Call sheds 14.8 lakh shares in Open Interest
* Nifty 5000 Put adds 3.1 lakh shares in Open Interest
* Nifty 5200 Put adds 2.3 lakh shares in Open Interest
* Nifty 5200 Call adds 2.8 lakh shares in Open Interest
* Stock Futures add 1.5 cr shares in Open Interest

ipo information

Reliance Power Allotment :

• Reliance Power allotment is out.
• Click here to check your allotment status.
• Rs 71,000 crore was disbursed to unsuccessful applicants by HDFC Bank on a single day on Friday.

Reliance Telecom Infrastructure (RTIL) IPO :

• Reliance Telecom Infrastructure (RTIL) is planning up to raise nearly Rs 5,000-6,000 crore through an IPO.
• Reliance Telecom Infrastructure is going to file the draft red herring prospectus with Sebi this week.

Market.....

Dear ALl, MARKET WILL BE GOOD FOR THIS WEEK, STEBILIZE at 18,000 to 18,500 KEEP BUY GOOD FUNDAMENTALS AND Good FINANCIAL STOCKS LIKE 1) ALPA LABORATORIES at 33/- 2) IFCI at 57/- 3) IDBI 4) BHAGYANAGAR INDIA at 50/- 5) GULF OIL CORPORATION AT 200/-

How to spend wisely. 4 tips

Today's youth have higher disposable incomes as compared to their counterparts in earlier generations. The same has resulted in a significant change in lifestyles.
Objects that were considered luxury goods say a decade ago have become necessities for the present generation. In fact, the young population has been a major contributor to the India growth story. It is widely believed that spending habits of the youth will play a major role in vitalising the economic cycle, going forward.
However, there is a need to understand that spending in an unrestrained and haphazard manner could spell disaster for your finances. Spending should be done with a degree of discipline and planning. We present four tips which will help you master the art of spending.


Spend in line with a budget
Remember the longstanding method of making a budget and then spending in line with the same. That is still the right way to go about spending. Having a clearly laid-out budget will help you prioritise your spending. For example, the highest priority must be accorded to investments that have to be made in line with investment plans and commitments like life insurance premiums. Only when the high priority needs have been taken care of, should the balance funds be used for other expenses. Although the idea of abiding by a budget for spending may seem "uncool", it is nonetheless, the right thing to do.


Track expenses
Again, tracking where you have spent your money may not qualify as an interesting way to spend time, but it is important nonetheless. It will provide you an unambiguous picture of your cash flows; this will put you in better control of your finances. More importantly, it will provide you an insight into your spending habits. This in turn can help you understand the areas that account for a significant portion of your expenses and give you the opportunity to do a reality check on their utility.

Don't succumb to impulse spending
It is now considered trendy to hangout at malls, coffee shops and lounges. And window displays and latest blockbusters are known to test the resolve of even the strongest. A young individual with access to disposable funds can be rather vulnerable in such a situation. Resist the temptations and don't succumb to impulse spending. This is especially pertinent if the spending will come at the cost of your monthly investment towards your retirement/home building corpus. Always try to spend in line with your budget.
For example, while it's good to take your friends to the movies or for a dinner once in a while, we recommend that it not be overdone. Movies/dinners can be very expensive propositions these days, which means that you stand to gain significantly if you cut down these outings even by say 20%.
For example, even if Rs 1,000 were to be saved on these outings and invested in a diversified equity fund over 20 years as a one-time investment, it would mature into Rs 16,366 (assuming 15% compounded growth).


Beware of credit cards
Easy availability of credit cards has provided a major boost to spending. A credit card gives you access to high spending limits; also it liberates you of the worry about handling cash. But credit cards have their downsides as well. For example, making the "minimum payment due" could get you entangled in a debt trap and force you to make interest payments at obscenely high rates. In fact, credit cards are so pervasive in the present day context that we have chosen to dedicate an article to the same in this guide.

GPS Navigation for India

Its finally made. Now you can go to cities with out getting screwed by the drivers. I think this one is the best. It sort of looks like Garmin. Has anyone tried these brands? Does it cover all the states as it mentions? Also, if you want to get the whole city, the price can go up to Rs. 20,000 ($500). This probably nothing for us westerners huh. ?

http://www.gogoindia.in/products.php --- Soon to be released.

So, what do you say? Would this make you more confident to explore all over India by yourself the next time you visit?

shares...for small investors

KEEP BUY GOOD FUNDAMENTALS AND Good FINANCIAL STOCKS LIKE 1) ALPA LABORATORIES at 33/- 2) BHAGYANAGAR INDIA at 50/- 3) GULF OIL CORPORATION AT 200/- Better to Enter good fundamentals & less PE scripts like ROCKET STOCK IN THIS CURRENT MARKET BHGAYNAGAR INDIA LTD at 49/- Double your Money within 2 Months Time. Take the Delivery Position Hold 2 Months, You will get 100% returns. ITS very safe bet. Lot of Accumulation By Foreign Investors, Corporate Bodies. See the delivery Positions for the last 3 Days.BHGAYANAGAR INDIA Vey good Financials & Good fundamentals. BHGAYNAGAR INDIA Ltd placement of 55 Lac Warrants to Non-promoters at 90/- Issue warrants, convertible to one share.EGM on 31 s January 2008. Valuation of this share was 150/-. MULTIBAGGER COMPANY in FUTURE. Don’t Miss this Oppertinity. Promoters Holding 55%. Foreigm Institutions & Central Govt.15%, Indian Corporate Bodies 5%, Overseas Corporate Bodies 7% Public only 18%. Check the recent Share holding Pattern in bseindia site. There is No worry about this share market UP’S and DOWN. Company having 550 Crores Land Bank. (This 550 Crores value number announced in CNBC Conference call with company MD). Total shares 7.45 Crores (2/- Face Value) Each share Land value is 560/7.4 = 75 Rupees (his Value is only Land) And Company Running with good profit CABLE Industry per share value 75/- as Industry value (based on the EPS). SO Share value is 75/- + 75/- = 150/- Minimum. So Safe investment Oppertinity at current Price 49/- Valuation of this share was 150/-, But Now trading at 49/- Company Planning to Demerging of Infrastructure Bussiness. Bhagyanagar India Ltd. is a Hyderabad based company which has forayed into real estate and infrastructure development to unlock the value of its existing land bank of 3 million square feet. The new development projects include integrated residential townships, IT parks, and hardware parks. The present value of the undeveloped land bank and tenanted property of the company is Rs 6,160 mn. The one million square feet technology park in Uppal is the likely to complete in 15 to 18 months. Early next year we would have launched our housing project in Vizag in 52 acres, with 1.2 million sq ft. The revenues are likely to increase to Rs 3,591 mn in FY08 and Rs 5,021 mn in FY09 and the net profits likely to grow at a CAGR of 53.34% to Rs 936 mn by FY09. The company is valued at Rs 65 a share with an upside of 57% from the current stock price of around Rs 40. For the next 4-5 years we see the company grow at 40 to 50 percent and expect 150 crores in infrastructure sales next year, said Narendra Surana, MD, Bhagyanagar India. Outright sale of small parcels and development of residential townships, IT parks and hardware parks on the larger land parcels is the route that works best in Hyderabad, for the company. It plans to sell the residential constructions and retain portions of commercial properties for the reason of higher rental yield on the latter. Over 6 Mn Sqft of net saleable area is likely to be developed over the next five years. A tourism project representing miniature monuments in India, a multiproduct SEZ and a resort complex are at different stages of finalization. Bhagyanagar India has shown good Q4 Fy 07 results due to extensive real estate and infrastructure sales. The topline showed a YoY growth of 66.7 per cent and a QoQ growth of 90.02 per cent. The company showed operating margins of 62.97 per cent as against 20 – 25 per cent in the previous quarters. Consequently the net profit jumped to Rs 487.86 mn, showing a YoY growth of 442.19 per cent and a QoQ growth of 609.31per cent in Q4 FY07. On a consolidated basis, BIL showed a YoY growth of 35.96 per cent in the net sales in FY2007. The bottom line showed a YoY growth of nearly 170 percent. The real estate and infrastructure division showed an impressive YoY growth of 452.68 per cent in its topline in FY2007. As the real estate and infrastructure division accounting for over 58 per cent of the company’s top line in Q4 FY07, it will remain the key area of focus. On a consolidated level, the division contributed 28 percent to the topline and nearly 76 per cent to the PBIT of the company in FY2007. The company is also keen on selling some of its unused land bank for which it is getting handsome price and subsequently investing the amount in development projects. Estimated EPS for this year was 8/- (Annualised). Company Proposed EPS for 2008-09 is 15/- Karvy & other brokerages also acquiring this stock. Lot of Accumulating is going on last 3 days. Sell All Penny stocks Buy Bhagyanagar India. Enter current price at 49/- Target 95/- 155/- within 6 months time. Just invest and get 100 to 200% profit within 6 months time. THERE is NO RISK at 49/- IF Market crash also It will get Immediately go to 60/- Just Buy and Hold, SAFE BET at 49/- and you will get appreciation 100% within 2 Months Time.

and 1 can also look 4

1- lokesh machine
2-jhunjhunwala vanaspati limited
3-zen technologies

Do u hav ne words 2 describe dis?????

Todays Market Watch....

The rupee may inch higher on Friday, buoyed by gains on Wall Street and other Asian markets and hopes hefty U.S. rate cuts will to draw investments into higher-yielding Indian assets.

* The partially convertible rupee ended at 39.38/39 per dollar on Thursday, a shade stronger than the previous close of 39.39/40. It has hovered in a broad 39.34-39.48 band for most of the week.


* The U.S. Federal Reserve cut rates by a half-percentage point on Wednesday as part of an ongoing effort to halt a sharp slowdown in the world's largest economy, a move which could attract investment flows into India.


* Asian stock markets rose on Friday after one of their worst months on record as concerns eased about the outlook for top bond insurers which have been hit by the U.S. subprime mortgage crisis and credit-related losses.



Today Markets Closed at

BSE 18242.58 + 593.87

Microsoft offers to buy Yahoo for $44.6 bn

IT giant Microsoft Corporation on Friday announced that it was planning to acquire all the outstanding shares of Yahoo! common stock for per share consideration of $31 representing a total equity value of approximately $44.6 billion.

Microsoft's proposal would allow the Yahoo! shareholders to elect to receive cash or a fixed number of shares of Microsoft common stock, with the total consideration payable to Yahoo! shareholders consisting of one-half cash and one-half Microsoft common stock.

The offer represents a 62 percent premium above the closing price of Yahoo! common stock on Jan. 31, 2008, says a release issued by Microsoft on Friday.
Commenting on the proposal, Steve Ballmer, chief executive officer of Microsoft said, "We have great respect for Yahoo!, and together we can offer an increasingly exciting set of solutions for consumers, publishers and advertisers while becoming better positioned to compete in the online services market."

The online advertising market is growing at a very fast pace, from over $40 billion in 2007 to nearly $80 billion by 2010. Microsoft believes this is the time for consolidation and convergence.

Together, Microsoft and Yahoo! can offer a competitive choice while better fulfilling the needs of customers and partners. The combination will create a more efficient company and will generate at least $1 billion in annual synergy for the combined entity.
Microsoft has developed a plan and process that will include the employees of both companies to focus on the integration of the combined business.


"We believe our combination will deliver superior value to our respective shareholders and better choice and innovation to our customers and industry partners," Ballmer said.


The company plans to offer significant retention packages to Yahoo! engineers, key leaders and employees across all disciplines.
Microsoft believes this proposed combination would receive all necessary regulatory approvals and expects that the proposed transaction would be completed in the second half of calendar year 2008.